Credit Risk Specialist
Philips
Ciudad de Panama
hace 20 horas

In this role, you have the opportunity to

Manage and control the credit risk of the company related to sales on credit to customers. The Credit Risk Specialist will evaluate customers’ credit-worthiness, and setting policy of the decisions / judgment regarding credit offers for the customers.

You are responsible for

  • Timely analyzing the creditworthiness of new & existing customers by utilizing the Philips scoring methodology
  • Performing portfolio management to identify specific industry & customer type credit risk
  • Assigning credit limits & risk categories in cooperation with Sectors
  • Timely analyzing and release orders that have valid blocking criteria
  • Supporting Sector and Legal in restructuring bad debt
  • Credit insurance activities : maintain local relationships, maximize limit coverage and manage claims
  • Acquiring and maintaining guarantees to mitigate credit risk and support sales
  • Maintaining credit files and ensuring documentation is submitted correctly for customers
  • Communicating with and managing stakeholders, both internal and external
  • You are a part of

    The credit & collections team, that is responsible for cash collections, dispute management, clean ledgers, closing the loop activities, risk management, and credit control activities.

    The international and diverse team is working closely together with the finance directors, sales- and operations- teams of all Philips organizations.

    The credit & collections team is part of the Philips Accounting Operations organization.

    To succeed in this role, you should have the following skills and experience

  • Bachelor’s degree in Finance, Accounting, Business Administration, or other related fields.
  • Minimum 3 years of relevant working experience in credit risk management experience
  • SAP or similar ERP accounting application experience preferred.
  • Knowledge or experience working with Excel specifically (Vlook up and pivot tables)
  • Excellent analytical skills
  • Customer service focus
  • Determination to achieve excellent results
  • Excellent communication and negotiation skills
  • Fluent English (written and spoken).
  • In return, we offer you

    A great opportunity to show your talent, develop your skills, and grow your career in our interesting (international) environment! We are open to train and develop young talent with a tight mindset!

    This role is in Panama City, Panama.

    Philips is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, age, sexual orientation, gender identity, national origin, genetic information, creed, citizenship, and disability, protected veteran or marital status.

    Why should you join Philips?

    Working at Philips is more than a job. It’s a calling to create a healthier society through meaningful work, focused on improving 3 billion lives a year by delivering innovative solutions across the health continuum.

    Our people experience a variety of unexpected moments when their lives and careers come together in meaningful ways.

    To find out more about what it’s like working for Philips at a personal level, visit the Working at Philips page on our career website, where you can read stories from our employee blog.

    Once there, you can also learn about our recruitment process, or find answers to some of the frequently asked questions.

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