Credit Analyst
Ciudad de Panama
hace 1 día

Job Description

In this role, you have the opportunity to

Manage the credit risk within a diversified portfolio of accounts related to sales on credit to customers

You are responsible for

  • Evaluating customers’ credit-worthiness, and setting policy of the decisions / judgment regarding credit offers for the customers,
  • Performing timely analysis of new / existing customers’ financial status to provide an accurate interpretation of the credit risk.
  • Utilize credit checks system on orders by reviewing contracts
  • Assign credit limits and risk categories to customers in cooperation with the supported business.
  • Support and develop accounts receivable lean process improvements, and Master data quality
  • Prepare and Contribute content, reports, and analysis for credit risk committee meetings
  • Follow up on commercial / sales operations / back office teams to provide support documents for credit limit assessment
  • Join commercial / sales operations meetings in order to give visibility on customer credit limits and availability for new sales
  • Follow up on external banks in order to get the approval on customers credit approvals, aligned with Philips Capital processes
  • Full interactions with external banks in order to provide invoices and other documents allowing Philips to receive the payments after issuing invoices
  • Update / analyze credit limit for customers
  • Block / unblock customers related to overdue and or credit expirations
  • Release orders according to current credit policy including :
  • To succeed in this role, you should have the following skills and experience

  • Bachelor degree in F&A, Economics, or Business Administration
  • SAP Accounting application experience preferred.
  • Understanding of PCI (payment card industry)
  • Experience in B2B Credit assessment
  • Knowledge of financial statement analysis, Letters of Credit and Guarantees
  • Experience in Financial Accounting & Reporting, Process Improvement, Negotiation and Risk Management.
  • Portuguese is a must
  • Adaptability / Flexibility (managing various businesses)
  • Presentation and Communication skills / Persuading - Influencing orientation
  • Why should you join Philips?

    Working at Philips is more than a job. It’s a calling to create a healthier society through meaningful work, focused on improving 3 billion lives a year by delivering innovative solutions across the health continuum.

    Our people experience a variety of unexpected moments when their lives and careers come together in meaningful ways.

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